Products and Services

1. Certificate of time deposits - a term deposit that earns a high interest rate. It is issued in the form of a certificate. Term may vary from 30 days to 1 year. Interest may be withdrawn or deposited to a savings account every month or at the end of the term depending on the depositor's instruction.
   
   
2. Five-year term time deposits - a time deposit with a term of 5 years, earns like the time deposit but is tax-free (no withholding tax). Interest may also be drawn every month or as the depositor may wish (may be every quarter or every year or at the end of the term or deposited to the depositor's savings account and is issued in the form of a certificate).
   
   
3. Special savings deposit - a term savings deposit that earns a higher interest rate than the regular savings deposit with flexible maturity period and is issued with a passbook. Interest may also be drawn monthly depending on the depositor's instruction.