1. At least 21 yrs. old upon loan application and should not exceed 65 years old upon loan maturity
2. Must have a gross monthly family income of at least PhP30,000.00
3. With Source of Income:

1. Locally employed with tenure of at least two (2) years or;
2. With Business with at least three (3) years of profitable operations or;
3. OFWs with at least three (3) years with current employer

GENERAL DOCUMENTS

1. Completely filled out Application Form
2. Two (2) Valid Government IDs (See list of valid IDs)
3. Marriage Contract (if applicable)

If Locally Employed Borrowers

1. Three (3) months latest Payslips/Latest 2316
2. Certificate of Employment (COE) indicating salary, position and length of employment

If Self-Employed Borrowers

1. Two (2) years latest Financial Statements with ITR
2. Business Permits (DTI/Mayor’s/Brgy Permit/SEC Registration)
3. Three (3) months latest Bank Statements
4. List of Suppliers & Customers with contact number/s (at least 3 each)

If OFWs

1. Latest Employment Contract
2. Three (3) months latest Payslips / Three (3) months latest Proof of Remittances

1. Photocopy of Title (TCT for house & lot; CCT for Condominiums)
2. Tax Declaration on Lot & Improvement

For Construction

1. Bill of Materials
2. Lot Plan & Vicinity Map
3. Approved Building Plan

Refinancing

1. Latest Statement of Account