Micro Savings

Gumawa ng small steps sa ipon goals mo with Cebuana Lhuillier Rural Bank’s Micro Savings.

I-unlock mo na ang potential ng ipon mo with Cebuana Lhuillier Rural Bank’s Micro Savings.

Now powered with a Debit Card, you are ready for any situation or transaction. Withdraw your cash at any of the 21,000 BancNet ATM’s, cashless payment in over 360,000 BancNet and UnionPay partner stores, or pay your bills online with the eCebuana App!

One (1) Valid Id

PhP50.00 Initial Deposit

No Maintaining Balance

Product Details

Interest Rate Per Annum 0.20%
Minimum Maintaining Balance None
Minimum Balance to Earn Interest Php 500
Dormancy Period None
Maximum Account Balance Php 50,000
Deposit Amount Min. Php 50;
Max Php 50,000
Withdrawal Amount via Cash Agent
Min. Php 100;
Max. Php 5,000
per transaction

via other Bank ATMs
Min. Php 100;
Max. Php 10,000
per transaction
Deposit Fee FREE
Number of Allowed Withdrawals Per Day 3
Withdrawal Fee via Cash Agent
May be subject to rates

via other Bank ATMs
Varies depending on the Acquirer
24K Union Pay Debit Card Fee (Replacement) Php 150


  1. Customer Information Sheet
  2. One (1) Valid Government ID (See list of valid IDs)
  3. P50.00 Initial Deposit

Steps on Opening a Micro Savings Account

  1. Pumunta sa alinman sa 2,500 Cebuana Lhuillier Branches or Cebuana Bank branch na malapit sa inyo (for more information please view our Branch Locator).
  2. Mag fill-out ng Customer Information Sheet (CIS) at Payment Request Form (RPF) at magpakita ang 1 Valid I.D. card.
  3. Makakatanggap ka ng 2 SMS na naglalaman ng account number, initial deposit at advisory message.
  4. I-activate ang iyong Card sa POS Terminal na matatagpuan sa alinman sa 2,500 Cebuana Lhuillier Branches o Cebuana Lhuillier Rural Bank Branches. Hintayin ang 24 – 48 hours bago gamitin ang iyong 24K Debit Card at Micro Savings Account.

Maari ring magbukas ng Micro Savings gamit ang eCebuana app. Download na!

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