Personal Loan

Mas malapit mo nang maabot ang mga pangarap na iyong gustong makamit with our Loan Products.

Abot-kamay na ang sagot sa iyong personal needs! With Cebuana Lhuillier Bank Personal Loan, kaya mong magbayad ng bills, mamili ng groceries, o sagutin ang mga biglaang gastusin—madali, mabilis, at maaasahan!

The Personal Loan is a multi-purpose, non-collateralized loan designed to provide immediate financial assistance for everyday needs. It is open to all individuals and can be used for a variety of purposes such as paying bills, buying groceries, covering home or appliance repairs, or addressing other urgent personal expenses.

Product Details

Loan Purpose	•Payment of Bills •Groceries and daily essentials •Appliance or home repairs •Other immediate personal expenses
Loanable Amount	Up to ₱50,000
Mode of Payment	Auto-Debit Arrangement

Disbursement Channel	Cebuana Bank Account
Terms	6–12 months

ELIGIBILITY

Open to all individuals, aged at least 21 years old and not more than 60 years old upon load maturity.

REQUIREMENTS

GENERAL DOCUMENTS

Completed Loan Application Form
1 Valid ID (See list of valid IDs)
Proof of Income

Loan Calculator

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II. Special Savings Account	INTEREST RATES per annum
AMOUNT/TERM	30-90 Days	91-180 Days	181-365 Days	Ave.
₱10,000.00 - ₱499,999.99	0.750%	0.8750%	1.000%	0.875%
₱500,000.00 - ₱999,999.99	0.875%	1.000%	1.125%	1.000%
₱1,000,000.00 - ₱4,999,999.99	1.000%	1.125%	1.250%	1.125%
₱5,000,000.00 - ₱9,999,999.99	1.125%	1.250%	1.375%	1.250%
₱10,000,000.00 Above	1.250%	1.375%	1.500%	1.375%

Personal Loan

Mas malapit mo nang maabot ang mga pangarap na iyong gustong makamit with our Loan Products.

Personal Loan

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AMOUNT	FEE
1 - 100	₱1.00
101 - 200	₱2.00
201 - 300	₱3.00
301 - 400	₱4.00
401 - 500	₱5.00
501 - 600	₱6.00
601 - 700	₱7.00
701 - 800	₱8.00
801 - 900	₱9.00
901 - 1,000	₱10.00
1,001 - 1,100	₱11.00
1,101 - 1,200	₱12.00
1,201 - 1,300	₱13.00
1,301 - 1,400	₱14.00
1,401 - 1,500	₱15.00
1,501 - 1,600	₱16.00
1,601 - 1,700	₱17.00
1,701 - 1,800	₱18.00
1,801 - 1,900	₱19.00
1,901 - 2,000	₱20.00
2,001 - 2,100	₱21.00
2,101 - 2,200	₱22.00
2,201 - 2,300	₱23.00
2,301 - 2,400	₱24.00
2,401 - 2,500	₱25.00
2,501 - 2,600	₱26.00
2,601 - 2,700	₱27.00
2,701 - 2,800	₱28.00
2,801 - 2,900	₱29.00
2,901 - 3,000	₱30.00
3,001 - 3,100	₱31.00
3,101 - 3,200	₱32.00
3,201 - 3,300	₱33.00
3,301 - 3,400	₱34.00
3,401 - 3,500	₱35.00
3,501 - 3,600	₱36.00
3,601 - 3,700	₱37.00
3,701 - 3,800	₱38.00
3,801 - 3,900	₱39.00
3,901 - 4,000	₱40.00
4,001 - 4,100	₱41.00
4,101 - 4,200	₱42.00
4,201 - 4,300	₱43.00
4,301 - 4,400	₱44.00
4,401 - 4,500	₱45.00
4,501 - 4,600	₱46.00
4,601 - 4,700	₱47.00
4,701 - 4,800	₱48.00
4,801 - 4,900	₱49.00
4,901 - 5,000	₱50.00
5,001 - 5,100	₱51.00
5,101 - 5,200	₱52.00
5,201 - 5,300	₱53.00
5,301 - 5,400	₱54.00
5,401 - 5,500	₱55.00
5,501 - 5,600	₱56.00
5,601 - 5,700	₱57.00
5,701 - 5,800	₱58.00
5,801 - 5,900	₱59.00
5,901 - 6,000	₱60.00
6,001 - 6,100	₱61.00
6,101 - 6,200	₱62.00
6,201 - 6,300	₱63.00
6,301 - 6,400	₱64.00
6,401 - 6,500	₱65.00
6,501 - 6,600	₱66.00
6,601 - 6,700	₱67.00
6,701 - 6,800	₱68.00
6,801 - 6,900	₱69.00
6,901 - 7,000	₱70.00
7,001 - 7,100	₱71.00
7,101 - 7,200	₱72.00
7,201 - 7,300	₱73.00
7,301 - 7,400	₱74.00
7,401 - 7,500	₱75.00
7,501 - 7,600	₱76.00
7,601 - 7,700	₱77.00
7,701 - 7,800	₱78.00
7,801 - 7,900	₱79.00
7,901 - 8,000	₱80.00
8,001 - 8,100	₱81.00
8,101 - 8,200	₱82.00
8,201 - 8,300	₱83.00
8,301 - 8,400	₱84.00
8,401 - 8,500	₱85.00
8,501 - 8,600	₱86.00
8,601 - 8,700	₱27.00
8,701 - 8,800	₱88.00
8,801 - 8,900	₱89.00
8,901 - 9,000	₱90.00
9,001 - 9,100	₱91.00
9,101 - 9,200	₱92.00
9,201 - 9,300	₱93.00
9,301 - 9,400	₱94.00
9,401 - 9,500	₱95.00
9,501 - 9,600	₱96.00
9,601 - 9,700	₱97.00
9,701 - 9,800	₱98.00
9,801 - 9,900	₱99.00
9,901 - 10,000	₱100.00
10,001 - 10,100	₱101.00
10,101 - 10,200	₱102.00
10,201 - 10,300	₱103.00
10,301 - 10,400	₱104.00
10,401 - 10,500	₱105.00
10,501 - 10,600	₱106.00
10,601 - 10,700	₱107.00
10,701 - 10,800	₱108.00
10,801 - 10,900	₱109.00
10,901 - 11,000	₱110.00
11,001 - 11,100	₱111.00
11,101 - 11,200	₱112.00
11,201 - 11,300	₱113.00
11,301 - 11,400	₱114.00
11,401 - 11,500	₱115.00
11,501 - 11,600	₱116.00
11,601 - 11,700	₱117.00
11,701 - 11,800	₱118.00
11,801 - 11,900	₱119.00
11,901 - 12,000	₱120.00
12,001 -12,100	₱121.00
12,101 - 12,200	₱122.00
12,201 - 12,300	₱123.00
12,301 - 12,400	₱124.00
12,401 - 12,500	₱125.00
12,501 - 12,600	₱126.00
12,601 - 12,700	₱127.00
12,701 - 12,800	₱128.00
12,801 - 12,900	₱129.00
12,901 - 13,000	₱130.00
13,001 - 13,100	₱131.00
13,101 - 13,200	₱132.00
13,201 - 13,300	₱133.00
13,301 - 13,400	₱134.00
13,401 - 13,500	₱135.00
13,501 - 13,600	₱136.00
13,601 - 13,700	₱137.00
13,701 - 13,800	₱138.00
13,801 - 13,900	₱139.00
13,901 - 14,000	₱140.00
14,001 - 14,100	₱141.00
14,101 - 14,200	₱142.00
14,201 - 14,300	₱143.00
14,301 - 14,400	₱144.00
14,401 - 14,500	₱145.00
14,501 - 14,600	₱146.00
14,601 - 14,700	₱147.00
14,701 - 14,800	₱148.00
14,801 - 14,900	₱149.00
14,901 - 15,000	₱150.00
15,001 - 15,100	₱151.00
15,101 - 15,200	₱152.00
15,201 - 15,300	₱153.00
15,301 - 15,400	₱154.00
15,401 - 15,500	₱155.00
15,501 - 15,600	₱156.00
15,601 - 15,700	₱157.00
15,701 - 15,800	₱158.00
15,801 - 15,900	₱159.00
15,901 - 16,000	₱160.00
16,001 - 16,100	₱161.00
16,101 - 16,200	₱162.00
16,201 - 16,300	₱163.00
16,301 - 16,400	₱164.00
16,401 - 16,500	₱165.00
16,501 - 16,600	₱166.00
16,601 - 16,700	₱167.00
16,701 - 16,800	₱168.00
16,801 - 16,900	₱169.00
16,901 - 17,000	₱170.00
17,001 - 17,100	₱171.00
17,101 - 17,200	₱172.00
17,201 - 17,300	₱173.00
17,301 - 17,400	₱174.00
17,401 - 17,500	₱175.00
17,501 - 17,600	₱176.00
17,601 - 17,700	₱177.00
17,701 - 17,800	₱178.00
17,801 - 17,900	₱179.00
17,901 - 18,000	₱180.00
18,001 - 18,100	₱181.00
18,101 - 18,200	₱182.00
18,201 - 18,300	₱183.00
18,301 - 18,400	₱184.00
18,401 - 18,500	₱185.00
18,501 - 18,600	₱186.00
18,601 - 18,700	₱187.00
18,701 - 18,800	₱188.00
18,801 - 18,900	₱189.00
18,901 - 19,000	₱190.00
19,001 - 19,100	₱191.00
19,101 - 19,200	₱192.00
19,201 - 19,300	₱193.00
19,301 - 19,400	₱194.00
19,401 - 19,500	₱195.00
19,501 - 19,600	₱196.00
19,601 - 19,700	₱197.00
19,701 - 19,800	₱198.00
19,801 - 19,900	₱199.00
19,901 - 20,000	₱200.00
20,001 - 20,100	₱201.00
20,101 - 20,200	₱202.00
20,201 - 20,300	₱203.00
20,301 - 20,400	₱204.00
20,401 - 20,500	₱205.00
20,501 - 20,600	₱206.00
20,601 - 20,700	₱207.00
20,701 - 20,800	₱208.00
20,801 - 20,900	₱209.00
20,901 - 21,000	₱210.00
21,001 - 21,100	₱211.00
21,101 - 21,200	₱212.00
21,201 - 21,300	₱213.00
21,301 - 21,400	₱214.00
21,401 - 21,500	₱215.00
21,501 - 21,600	₱216.00
21,601 - 21,700	₱217.00
21,701 - 21,800	₱218.00
21,801 - 21,900	₱219.00
21,901 - 22,000	₱220.00
22,001 - 22,100	₱221.00
22,101 - 22,200	₱222.00
22,201 - 22,300	₱223.00
22,301 - 22,400	₱224.00
22,401 - 22,500	₱225.00
22,501 - 22,600	₱226.00
22,601 - 22,700	₱227.00
22,701 - 22,800	₱228.00
22,801 - 22,900	₱229.00
22,901 - 23,000	₱230.00
23,001 - 23,100	₱231.00
23,101 - 23,200	₱232.00
23,201 - 23,300	₱233.00
23,301 - 23,400	₱234.00
23,401 - 23,500	₱235.00
23,501 - 23,600	₱236.00
23,601 - 23,700	₱237.00
23,701 - 23,800	₱238.00
23,801 - 23,900	₱239.00
23,901 - 24,000	₱240.00
24,001 - 24,100	₱241.00
24,101 - 24,200	₱242.00
24,201 - 24,300	₱243.00
24,301 - 24,400	₱244.00
24,401 - 24,500	₱245.00
24,501 - 24,600	₱246.00
24,601 - 24,700	₱247.00
24,701 - 24,800	₱248.00
24,801 - 24,900	₱249.00
24,901 - 25,000	₱250.00
25,001 - 25,100	₱251.00
25,101 - 25,200	₱252.00
25,201 - 25,300	₱253.00
25,301 - 25,400	₱254.00
25,401 - 25,500	₱255.00
25,501 - 25,600	₱256.00
25,601 - 25,700	₱257.00
25,701 - 25,800	₱258.00
25,801 - 25,900	₱259.00
25,901 - 26,000	₱260.00
26,001 - 26,100	₱261.00
26,101 - 26,200	₱262.00
26,201 - 26,300	₱263.00
26,301 - 26,400	₱264.00
26,401 - 26,500	₱265.00
26,501 - 26,600	₱266.00
26,601 - 26,700	₱267.00
26,701 - 26,800	₱268.00
26,801 - 26,900	₱269.00
26,901 - 27,000	₱270.00
27,001 - 27,100	₱271.00
27,101 - 27,200	₱272.00
27,201 - 27,300	₱273.00
27,301 - 27,400	₱274.00
27,401 - 27,500	₱275.00
27,501 - 27,600	₱276.00
27,601 - 27,700	₱277.00
27,701 - 27,800	₱278.00
27,801 - 27,900	₱279.00
27,901 - 28,000	₱280.00
28,001 - 28,100	₱281.00
28,101 - 28,200	₱282.00
28,201 - 28,300	₱283.00
28,301 - 28,400	₱284.00
28,401 - 28,500	₱285.00
28,501 - 28,600	₱286.00
28,601 - 28,700	₱287.00
28,701 - 28,800	288.00
28,801 - 28,900	₱289.00
28,901 - 29,000	₱290.00
29,001 - 29,100	₱291.00
29,101 - 29,200	₱292.00
29,201 - 29,300	₱293.00
29,301 - 29,400	₱294.00
29,401 - 29,500	₱295.00
29,501 - 29,600	₱296.00
29,601 - 29,700	₱297.00
29,701 - 29,800	₱298.00
29,801 - 29,900	₱299.00
29,901 - 30,000	₱300.00
30,001 - 30,100	₱301.00
30,101 - 30,200	₱302.00
30,201 - 30,300	₱303.00
30,301 - 30,400	₱304.00
30,401 - 30,500	₱305.00
30,501 - 30,600	₱306.00
30,601 - 30,700	₱307.00
30,701 - 30,800	₱308.00
30,801 - 30,900	₱309.00
30,901 - 31,000	₱310.00
31,001 - 31,100	₱311.00
31,101 - 31,200	₱312.00
31,201 - 31,300	₱313.00
31,301 - 31,400	₱314.00
31,401 - 31,500	₱315.00
31,501 - 31,600	₱316.00
31,601 - 31,700	₱317.00
31,701 - 31,800	₱318.00
31,801 - 31,900	₱319.00
31,901 - 32,000	₱320.00
32,001 - 32,100	₱321.00
32,101 - 32,200	₱322.00
32,201 - 32,300	₱323.00
32,301 - 32,400	₱324.00
32,401 - 32,500	₱325.00
32,501 - 32,600	₱326.00
32,601 - 32,700	₱327.00
32,701 - 32,800	₱328.00
32,801 - 32,900	₱329.00
32,901 - 33,000	₱330.00
33,001 - 33,100	₱331.00
33,101 - 33,200	₱332.00
33,201 - 33,300	₱333.00
33,301 - 33,400	₱334.00
33,401 - 33,500	₱335.00
33,501 - 33,600	₱336.00
33,601 - 33,700	₱337.00
33,701 - 33,800	₱338.00
33,801 - 33,900	₱339.00
33,901 - 34,000	₱340.00
34,001 - 34,100	₱341.00
34,101 - 34,200	₱342.00
34,201 - 34,300	₱343.00
34,301 - 34,400	₱344.00
34,401 - 34,500	₱345.00
34,501 - 34,600	₱346.00
34,601 - 34,700	₱347.00
34,701 - 34,800	₱348.00
34,801 - 34,900	₱349.00
34,901 - 35,000	₱350.00
35,001 - 35,100	₱351.00
35,101 - 35,200	₱352.00
35,201 - 35,300	₱353.00
35,301 - 35,400	₱354.00
35,401 - 35,500	₱355.00
35,501 - 35,600	₱356.00
35,601 - 35,700	₱357.00
35,701 - 35,800	₱358.00
35,801 - 35,900	₱359.00
35,901 - 36,000	₱360.00
36,001 - 36,100	₱361.00
36,101 - 36,200	₱362.00
36,201 - 36,300	₱363.00
36,301 - 36,400	₱364.00
36,401 - 36,500	₱365.00
36,501 - 36,600	₱366.00
36,601 - 36,700	₱367.00
36,701 - 36,800	₱368.00
36,801 - 36,900	₱369.00
36,901 - 37,000	₱370.00
37,001 - 37,100	₱371.00
37,101 - 37,200	₱372.00
37,201 - 37,300	₱373.00
37,301 - 37,400	₱374.00
37,401 - 37,500	₱375.00
37,501 - 37,600	₱376.00
37,601 - 37,700	₱377.00
37,701 - 37,800	₱378.00
37,801 - 37,900	₱379.00
37,901 - 38,000	₱380.00
38,001 - 38,100	₱381.00
38,101 - 38,200	₱382.00
38,201 - 38,300	₱383.00
38,301 - 38,400	₱384.00
38,401 - 38,500	₱385.00
38,501 - 38,600	₱386.00
38,601 - 38,700	₱387.00
38,701 - 38,800	₱388.00
38,801 - 38,900	₱389.00
38,901 - 39,000	₱390.00
39,001 - 39,100	₱391.00
39,101 - 39,200	₱392.00
39,201 - 39,300	₱393.00
39,301 - 39,400	₱394.00
39,401 - 39,500	₱395.00
39,501 - 39,600	₱396.00
39,601 - 39,700	₱397.00
39,701 - 39,800	₱398.00
39,801 - 39,900	₱399.00
39,901 - 40,000	₱400.00
40,001 - 40,100	₱401.00
40,101 - 40,200	₱402.00
40,201 - 40,300	₱403.00
40,301 - 40,400	₱404.00
40,401 - 40,500	₱405.00
40,501 - 40,600	₱406.00
40,601 - 40,700	₱407.00
40,701 - 40,800	₱408.00
40,801 - 40,900	₱409.00
40,901 - 41,000	₱410.00
41,001 - 41,100	₱411.00
41,101 - 41,200	₱412.00
41,201 - 41,300	₱413.00
41,301 - 41,400	₱414.00
41,401 - 41,500	₱415.00
41,501 - 41,600	416.00
41,601 - 41,700	₱417.00
41,701 - 41,800	₱418.00
41,801 - 41,900	₱419.00
41,901 - 42,000	₱420.00
42,001 - 42,100	₱421.00
42,101 - 42,200	₱422.00
42,201 - 42,300	₱423.00
42,301 - 42,400	₱424.00
42,401 - 42,500	₱425.00
42,501 - 42,600	₱426.00
42,601 - 42,700	₱427.00
42,701 - 42,800	₱428.00
42,801 - 42,900	₱429.00
42,901 - 43,000	₱430.00
43,001 - 43,100	₱431.00
43,101 - 43,200	₱432.00
43,201 - 43,300	₱433.00
43,301 - 43,400	₱434.00
43,401 - 43,500	₱435.00
43,501 - 43,600	₱436.00
43,601 - 43,700	₱437.00
43,701 - 43,800	₱438.00
43,801 - 43,900	₱439.00
43,901 - 44,000	₱440.00
44,001 - 44,100	₱441.00
44,101 - 44,200	₱442.00
44,201 - 44,300	₱443.00
44,301 - 44,400	₱444.00
44,401 - 44,500	₱445.00
44,501 - 44,600	₱446.00
44,601 - 44,700	₱447.00
44,701 - 44,800	₱448.00
44,801 - 44,900	₱449.00
44,901 - 45,000	₱450.00
45,001 - 45,100	₱451.00
45,101 - 45,200	₱452.00
45,201 - 45,300	₱453.00
45,301 - 45,400	₱454.00
45,401 - 45,500	₱455.00
45,501 - 45,600	₱456.00
45,601 - 45,700	₱457.00
45,701 - 45,800	₱458.00
45,801 - 45,900	₱459.00
45,901 - 46,000	₱460.00
46,001 - 46,100	₱461.00
46,101 - 46,200	₱462.00
46,201 - 46,300	₱463.00
46,301 - 46,400	₱464.00
46,401 - 46,500	₱465.00
46,501 - 46,600	₱466.00
46,601 - 46,700	₱467.00
46,701 - 46,800	₱468.00
46,801 - 46,900	₱469.00
46,901 - 47,000	₱470.00
47,001 - 47,100	₱471.00
47,101 - 47,200	₱472.00
47,201 - 47,300	₱473.00
47,301 - 47,400	₱474.00
47,401 - 47,500	₱475.00
47,501 - 47,600	₱476.00
47,601 - 47,700	₱477.00
47,701 - 47,800	₱478.00
47,801 - 47,900	₱479.00
47,901 - 48,000	₱480.00
48,001 - 48,100	₱481.00
48,101 - 48,200	₱482.00
48,201 - 48,300	₱483.00
48,301 - 48,400	₱484.00
48,401 - 48,500	₱485.00
48,501 - 48,600	₱486.00
48,601 - 48,700	₱487.00
48,701 - 48,800	₱488.00
48,801 - 48,900	₱489.00
48,901 - 49,000	₱490.00
49,001 - 49,100	₱491.00
49,101 - 49,200	₱492.00
49,201 - 49,300	₱493.00
49,301 - 49,400	₱494.00
49,401 - 49,500	₱495.00
49,501 - 49,600	₱496.00
49,601 - 49,700	₱497.00
49,701 - 49,800	₱498.00
49,801 - 49,900	₱499.00
49,901 - 50,000	₱500.00