Time Deposit
Hard-earned money ay secured! May Time Deposit na maaasahan sa Cebuana Lhuillier Bank!
Siguradong may balik ang ipon – safe, secured, at kampante sa Time Deposit
High Yield Interest
Enjoy higher returns on your savings
Flexi Terms
Flexible options to fit your needs
Abot Kayang Saving
Start saving with an affordable amount
Special Time Deposit Rates
Product Details
| Minimum Placement Amount | Php 100,000.00 | Withholding tax on interest earned | 20% |
| Terms | 6, 9, 12 Months | Proof of Account | Certificate of Time Deposit |
| Amount | 6 Months | 9 Months | 12 Months |
|---|---|---|---|
| ₱100,000.00 – ₱499,999 | 3.50% | 3.75% | 4.00% |
| ₱500,000.00 – ₱999,999.99 | 4.00% | 4.25% | 4.50% |
| ₱1,000,000.00 – ₱9,999,999.99 | 4.50% | 4.75% | 5.00% |
| ₱10,000,000.00 | 5.00% | 5.25% | 5.50% |
| Above ₱10,000,000.00 | Subject for exception approval | ||
Note: Effective September 1, 2025, interest rates are indicative and are subject to change without notice. Please confirm with our branch upon making placements.
Special Savings Account
Product Details
| Minimum Placement Amount | Php 10,000 | Withholding tax on interest earned | 20% |
| Terms | 30 days to 365 days | Proof of Account | Certificate of Time Deposit or Passbook |
| Amount | 30 – 90 Days | 91 – 180 Days | 181 – 365 Days |
|---|---|---|---|
| ₱10,000 – ₱499,999 | 0.750% | 0.8750% | 1.000% |
| ₱500,000 – ₱999,999 | 0.875% | 1.000% | 1.125% |
| ₱1 Million – ₱4.9 Million | 1.000% | 1.125% | 1.250% |
| ₱5 Million – ₱9.9 Million | 1.125% | 1.250% | 1.375% |
| ₱10 Million and above | 1.250% | 1.375% | 1.500% |
5-Year Time Deposit
Product Details
| Minimum Placement Amount | Php 100,000 | Withholding tax on interest earned | 20% |
| Terms | 5 Years | Proof of Account | Certificate of Time Deposit |
| Amount | Interest Rate (per annum) |
|---|---|
| ₱100,000.00 – ₱999,999.99 | 2.250% |
| ₱1 Million – ₱9.9 Million | 2.750% |
| ₱10 Million and above | 3.250% |
Steps in opening a Time Deposit Account
- Pumunta sa pinakamalapit na Cebuana Bank branch (Branch Locator).
- Dalhin ang 2 Valid I.D.s at proof of billing (See list of valid IDs)
- Pumili ng term na ayon sa lifestyle at hintayin lamang na maiproseso ang account opening.
